Loan Rates
The Credit Union is proud to offer many types of loans to service all your needs. Please feel free to call us to discuss how we can help.
You may reach us at (860) 522-0899, toll-free (800) HPD-FCU1 (473-3281) or through this website!
PRINT AND Mail your application or fax to (860) 724-2268!
Not a member? you can still apply and we will call you.
| Home Equity | ||||
|---|---|---|---|---|
| Type | Terms | APR* as low as: | Monthly Payment*** | |
| Fixed - 1st Position | to 30 Years | 7.75% | $20.17 | |
| Fixed - 2nd Position | to 20 Years | 8.75% | $20.65 | |
| HELOC - Variable | As low as Prime Rate minus 1. | Call for your current rate. | ||
| Unsecured Signature | ||
|---|---|---|
| Term | Annual Percentage Rate | Monthly Payment |
| To 60 Months | As low as 10.25% | $21.38 |
| Secured Loans | |||
|---|---|---|---|
| Type | Term | APR* as low as: | Monthly Payment*** |
| New Auto/MC/Boat - up to 100% Financing | Up to 84 Months | 6.50% | $44.56 |
| Used Auto/MC/Boat - up to 100% Financing | Up to 84 Months* | 7.00% | $44.11 |
| Share Secured | Up to 36 Months | 2.00% over Share Rate | $28.78 |
| Share Secured | 37 to 60 Months | 3.00% over Share Rate | $18.11 |
| Share Certificate Secured | Up to 60 Months | 3.000% over Certificate Rate | $17.10 |
| Boat/Motor Home/RV - Long Term | Variable Up to 120 Months | Prime - 1% | Call for details |
| Credit Card |
|---|
| Use the Application & Solicitation Disclosure link for all current information on the account. The full account agreement will be given upon approval of your credit card application. |
| APPLY NOW! Mail your application or fax to (860) 724-2268! |
| Rates may change with 60 days notice to cardholder. Other restrictions may apply at time of application. Rates are accurate as of March 28th 2023. |
| Miscellaneous | |||
|---|---|---|---|
| Type | Term | APR* | Monthly Payment |
| Overdraft Line of Credit | Open End | 16.00% | $35.18 |
*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN.
**APY = ANNUAL PERCENTAGE YIELD. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
*** PAYMENT PER $1,000 BORROWED, BASED ON THE LOWEST TERM FOR THAT LOAN
WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM POLICE CREDIT UNION OF CT. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF POLICE CREDIT UNION OF CT.